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PCI compliance, done by the team that runs your payments

PCI DSS 4.0 became mandatory in March 2025. Non-compliant merchants face escalating fines, elevated interchange fees, and potential loss of card-processing privileges. We help restaurants, hotels, airports, retail, and multi-location brands close the gaps and reduce their PCI scope.

What PCI DSS 4.0 means for your business

PCI DSS 4.0 introduced mandatory requirements for multi-factor authentication, stronger encryption, continuous monitoring, and rigorous network segmentation. Every business that accepts cards must comply, and the consequences of falling short are real: monthly fines that escalate over time, elevated interchange fees, and the possibility of losing the ability to process cards entirely. The cost of non-compliance far exceeds the cost of getting it right.

Our compliance approach

Gap Analysis

We audit your environment against every PCI DSS 4.0 requirement and deliver a prioritized remediation plan with timelines and costs.

Network Segmentation

We isolate your cardholder data environment with VLANs, firewall rules, and access controls built to satisfy assessors.

EMV Terminal Deployment

We deploy and configure EMV terminals (including PAX with P2PE) that take cardholder data out of your environment.

P2PE Implementation

Point-to-point encryption encrypts card data at the terminal so it is never decrypted in your environment, dramatically reducing your PCI scope.

Ongoing Compliance Support

Monitoring, annual assessment preparation, and remediation support to keep you compliant year after year.

Frequently asked questions

Is PCI DSS 4.0 mandatory for restaurants?

Yes. Any business that stores, processes, or transmits card data must comply with PCI DSS 4.0 as of March 31, 2025, including restaurants, bars, hotels, airports, and retail.

How does P2PE reduce my PCI scope?

P2PE encrypts card data at the terminal before it enters your network, so your systems never see unencrypted card data and many PCI requirements no longer apply to your environment.

How long does a compliance assessment take?

A typical gap analysis for a hospitality business takes 1 to 2 weeks. Remediation timelines depend on findings, terminal upgrades take days, network segmentation projects can take several weeks.

Don’t wait for the fines

We close the gaps, reduce your PCI scope, and keep you compliant year after year.